HOA Resources & Education

Plain-language guides to Minnesota community association law — grounded in the actual statute text, not generic filler.

Law Update

What Minnesota's New HOA Law Actually Changes

Late fees, fines, foreclosure timelines, and vendor conflict-of-interest rules under 2026 Minn. Laws ch. 82 (SF1750) — the real figures, not a vague summary.

Voting

HOA Voting and Owner Ballots

One ballot per unit, ballot links, paper ballots and Minnesota's vote-without-a-meeting rules (515B.3-110(c)), compared with per-election voting services.

Collections

How Foreclosure Actually Works for HOA Dues in Minnesota

The real balance and timeline thresholds, and the attorney-fee distinction most explanations get wrong.

Finances

What a Reserve Study Tells You (and What It Doesn't)

What Minnesota law actually requires of a real reserve study — and how to tell one apart from a simple balance summary.

Buying & Selling

The Minnesota HOA Resale Certificate, Explained

What it discloses, the real statutory deadlines, and why it matters before you buy or sell inside an association.

Fees & Fines

Late Fees, Fines, and Collection Costs: What Your HOA Can Actually Charge

The real dollar caps on late fees, violation fines, and collection attorney fees under Minnesota law.

Buying & Selling

Buying a Foreclosure Property in Minnesota — What Actually Happens

The real difference between a Sheriff's Sale and an REO purchase, the redemption-period risk most guides skip, and what happens after you close.

Market Update

Where Real Estate Commissions Actually Stand in 2026

Mortgage rates hovering near 6.7%, a market tilting toward buyers, and why most sellers still aren't negotiating commissions two years after Sitzer/Burnett.

Considering a Management Change?

See how JoanTool actually runs an HOA day to day — real demo logins, no sales call required.

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